Debt and Creditor Negotiations
The goal of debt and creditor negotiation is to work out a lump sum settlement or a payment arrangement with creditors. In some instances debt negotiation may be preferable to bankruptcy.
The first question you may have is, do I qualify for bankruptcy? Bankruptcy provides debtors with legal protection which allows you to liquidate your debt under chapter 7 or reorganize the debt under chapter 13. Under either chapter is important to establish that your current debt exceeds your income.
Wage Garnishment and Collection Calls
The moment your bankruptcy case is filed, an automatic stay is issued against your creditors and they can no longer garnish your wages are make collection calls to your phone.
Contact Us Today
Contact us today to obtain more information about debt relief from bankruptcy. We offer a free initial consultation to discuss your unique situation and the services we can provide.